Financial literacy is more than the math. It's a behavior developing over time, but also a behavior you should master before you need it.
High school graduates take out loans to pursue higher education. Kids watch taps of a card make purchases. Young adults come across ads building temptation towards purchases every day. A paycheck can come through direct deposit.
Knowing what money is doesn't mean you know how to manage it. Financial literacy builds resilience. You can't always control what you have, but you can control what you do with it.
Financial literacy is not just a way to increase your skillset, it can have far-reaching benefits that promote positive mental health. Learning financial literacy can empower you to feel more in control of the present and future. With this newfound knowledge, you can become better informed about budgeting and investing decisions and be equipped with the tools to reduce stress around money.
Becoming financially literate isn't just beneficial; it’s an essential step towards achieving greater financial security and peace of mind. You don’t have to become a financial expert overnight. Start by learning the basics, understanding the different types of financial decisions that you can make, and building your confidence in managing money.
Everyone's plan looks different. The best tools and resources empower you to make the best decisions based on your own "best."
It's never too early to get started on your financial literacy journey. Explore K-12 resources and more for the whole family at FitMoney.org.