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Junior Badge


A budget means keeping track of how to spend and save money to meet a goal. Creating a budget helps you plan to meet your goals. As part of that plan, learn smart ways to spend, save, and share money.

When you've earned this badge, you will be able to create a budget to save for the things you want and need.

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  • Watch Spending Smartly

  • Reflect why do you want what you want? Think of a time you really wanted something. Why did you want it?

  • Practice spend-save-share by filling out a t-chart. Give examples and create a budget with the Save, Spend, Share Activity.

  • Find out how financial services help people save

  • Build a spend-save-share plan and complete the Budget Activity.

Spending Smartly
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